I am covered by my spouse’s HMO health insurance. I have serious health problems and I am wondering, if I can go on my employer’s health plan that has a different network. Can I use that plan for specialty care and my spouse’s plan for routine care?
We provide all employees with 5 sick days under New York State law on January 1 of each year. Since we already give this upon hire and every calendar year thereafter do we still need to accrue or carryover?